Compliances
Wages Protection System

Wages Protection System

Al Ghurair Exchange - Transactions Schedule of Fees and Charges
Al Ghurair Exchange
Al Ghurair Exchange
Transactions Schedule of Fees and Charges
Remittances
1. Domestic Fund Transfer within Al Ghurair Exchange Branches
Country Currency Transfer Amount (in AED) Fees (in AED)
AED 5,000 & Below 17.15
UAE AED AED 5,001 - AED 20,000 21.90
AED 10,001 - AED 20,000 31.90
AED 20,001 - AED 40,000 41.90
AED 40,001 - AED 100,000 100
2. International Fund Transfer via Correspondent Banks
Country Currency Transfer Amount (in AED) Fees (in AED)
Pakistan PKR AED 735 & Below 18.80
Above AED 735 Free
India INR AED 1000 & Below 17.60
Above AED 1,000 24.75
Philippine PHP/USD Any Amount 22.85
Nepal NPR AED 1000 & Below 17.60
Above AED 1,000 24.75
Sri Lanka LKR AED 1000 & Below 17.60
Above AED 1,000 24.75
Bangladesh BDT AED 1000 & Below 17.80
Above AED 1,000 24.75
Egypt EGP Any Amount 16.65
Egypt USD Any Amount 27.65
Jordan JOD/USD Any Amount 27.65
3. Fund Transfer via Instant Money Transfer (IMT)
charges differ based on beneficiary's country, currency, amount transferred, and IMT service provider.
Foreign Exchange (FX)
4. Foreign currency buy & sell within Al Ghurair Exchange branches
• Per transaction up to AED 20,000/ or equivalent 3
• if the transaction value is higher than AED 20,000/ or equivalent 5
5. Pension
Fees are applied as per pension invoice amount
Amount Fees (in AED)
0 - AED 1,500 50
AED 1,501 - AED 5,000 100
AED 5,001 - AED 10,000 200
Above AED 10,000 300
6. Local Currency Salary Payments (WPS)
Salary file processing fee (per file) 25
Processing fee per employee / salary 5
C3 payroll card issuance fee (per card) 5
Payroll card replacement fee (per card) 25
Payroll card renewal fee (post to 7 years) 10
Payroll card closure fee (per card) 5
Payroll card statement fee per employee (printed) 50
Payroll card statement fee per employee (soft copy) Free
ATM (UAE) - Cash Withdrawal (first transaction free) 6
ATM outside UAE (GCC) - cash withdrawal (per transaction)
Salary withdrawal via POS in Al Ghurair Exchange branches		 2
ATM (UAE) - balance enquiry
7. Value added tax payment (VAT)
Per transaction up to AED 100,000/ 15
Per transaction up to AED 200,000/ 30
If the payment is higher than AED 200,000/ 50
8. Utilities
Local currency credit card bill payment (per transaction) 3.35
Etisalat bill payment Free
Mobile Top-up via Ding
9. Other Fees & Charges
Request for copy of transaction history 25
General Conditions
  1. The above tariff is valid as of January 2026.
  2. All fees and charges are exclusive of any value added tax (VAT). VAT is applicable on all the fees and charges at a rate of 5%.
  3. Fees and charges may differ from the above based on the branch.
  4. The above fees & charges are non - refundable.
  5. This fee is charged in addition to correspondent bank fees if applicable.
  6. Charges for any services not mentioned in this schedule will be available on request.
  7. The above fees and charges are subject to change at any time, customer will be given advance notice. Such notice may be in any form that the Agex deems appropriate, including notice on its website, SMS or email notification.